Getting A Loan
One of the most important parts of buying a house is the buying part! Unless you plan on paying cash for your home you'll need to secure a loan.
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The max amount you'll be approved for
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Potential interest rates
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Down payment requirements
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Loan programs and terms available.
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Estimated monthly payments
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A pre qualified or pre approval letter to submit with you offer
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Rate buy down options
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Maximum amount of seller concessions allowed
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Pre- Qualification
Pre Approval
VS
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An estimate of what you can borrow
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quicker and easier to obtain
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surface level look at your finances
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Exact max amount you qualify for
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More documents and verification required
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Looks better when submitted with an offer
Your lender, myself, and you all work together to ensure everything goes smoothly and the purchase of your home is headache free and successful!
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